Every customer is unique, so we help you find the right vehicle and payment option for complete peace of mind.
Every customer is unique, so we help you find the right vehicle and payment option for complete peace of mind.
The sites below can help with information on what support is available to you:
Free impartial information and tools on how you can manage your money.
Expert advice and fee free debt management, helping you tackle your debts.
Free help and advice on dealing with debt.
The Government site has advice and support.
Helpful benefits calculator will help you understand what you may be entitled to.
Free, confidential and impartial advice on money and debt, work, benefits, and more.
Financing a car online couldn’t be easier and gives you better visibility of what a finance agreement might look like for you.
A Personal Contract Purchase is usually broken up into 3 sections. The first is a deposit. This is then followed by a series of fixed monthly instalments before you have the option to make a final payment (sometimes called a balloon payment) at the end in order to keep the vehicle. Consumers have the choice of returning the car, paying the final payment (which is dependent on resale value) or putting that resale value towards a new vehicle.
This option is generally better for people who like to change their car regularly.
Hire Purchase is a plan where you usually pay a deposit, and then pay off the total vehicle value in monthly instalments. Once you have made your last payment, the vehicle is yours.
This option is generally better for somebody who wants to own the vehicle at the end of the agreement and can afford to pay more per month. If you don't have a high credit score, a hire purchase agreement may be easier to obtain as the car is used as collateral for the loan.
